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Commercial Umbrella

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With a Commercial Umbrella Insurance policy, you generally get an additional layer of business liability coverage beyond that provided by your Business Owner’s Policy (BOP), General Liability, Business Auto Policy and¬†other Business Liability¬†policies.

Commercial Umbrella Insurance is an effective way to provide additional coverage, which would activate if you’re liable for business damages beyond the limits of your existing policies. Coverage is usually issued in one million dollar increments, typically in the one to five million dollar range. For very large business exposures, umbrella policies can sometimes be purchased to cover many millions of dollars.