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Professional Liability

Professionals that operate their own business need professional liability insurance in addition to a business owners policy. This protects them against financial losses from lawsuits filed against them by their clients.

practice

Professionals like Attorneys, CPAs and Doctors are expected to have extensive technical knowledge or training in their particular area of expertise. They are also expected to perform the services for which they were hired, according to the standards of conduct in their profession. If they fail to use the degree of skill expected of them, they can be held responsible in a court of law for any harm they cause to another person or business. When liability is limited to acts of negligence, professional liability insurance may be called “errors and omissions” liability.