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Worker’s Compensation


workers compensation insuranceWorkers compensation is a form of insurance that provides compensation medical care for employees who are injured in the course of employment, in exchange for mandatory relinquishment of the employee’s right to sue his or her employer for the liability of negligence.

While plans differ between jurisdictions, provisions can be made for weekly payments in place of wages, reimbursement or payment of medical and like expenses, and benefits payable to the dependents of workers killed during employment.

General damages for pain and suffering, and punitive damages for employer negligence, are generally not available in worker compensation plans.