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Homeowners Insurance in Omaha NE

Whether you live in a house, townhome, mobile home, apartment, or a personal condo; protect your residence, belongings and yourself with the right homeowners insurance policy.  

Homeowners Insurance covers your dwelling, others structures, and personal property for damage from many perils including:

  • Fire, Smoke and Explosion
  • Hail, Wind and Lightning
  • Vehicle, Aircraft and Falling Objects
  • Electrical Currents
  • Theft and Vandalism
  • Glass Breakage
  • Frozen Pipes
  • Water from Plumbing Systems

You may need additional protection beyond the coverage in a standard homeowners policy. Basic coverage can be increased or extended to provide:

  • Guaranteed Dwelling Replacement Cost
  • Equipment Breakdown
  • Identity Theft Expense
  • Collectibles
  • Fine arts
  • Money and Securities
  • Jewelry, Watches, Furs
  • Guns
  • Backup of Sewer or Sump Pump Failure
  • Earthquake
  • Watercraft

A Homeowners Policy also covers you against personal liability and provides medical payments to others. If someone makes a claim of injury or property damage against you or your covered family, everything you own could be in jeopardy. A Homeowners Policy may offer coverage’s that can include:

  • Personal Liability Protection
  • Legal Defense Costs
  • Medical Payments to Others
  • Damage to Property of Others
  • Acts of Children
  • Acts of Pets
  • Sports and Recreational Activities